Key Coverages Include:
Property Insurance
- Building and Facility Coverage: Protects municipal buildings, schools, libraries, and other public facilities against damages caused by fire, storms, vandalism, and more.
- Infrastructure Protection: Covers critical infrastructure, including bridges, roads, and utilities.
- Equipment Insurance: Safeguards essential equipment such as vehicles, IT systems, and specialized machinery.
Liability Insurance
- General Liability: Provides coverage for bodily injury or property damage claims arising from your operations.
- Public Officials Liability: Protects elected and appointed officials against claims of negligence or wrongful acts.
- Law Enforcement Liability: Tailored coverage for police departments and officers to address claims related to law enforcement activities.
Workers’ Compensation
- Employee Protection: Ensures financial support for employees injured on the job, including medical expenses and lost wages.
- Return-to-Work Programs: Facilitates rehabilitation and reintegration of injured employees back into the workforce.
Cyber Liability Insurance
- Data Breach Response: Provides coverage for expenses related to data breaches, including notification costs and credit monitoring.
- Cyber Attack Protection: Covers losses from ransomware, hacking, and other cyber threats.
- Public Records Protection: Safeguards sensitive public records and digital assets.
Fleet Insurance
- Vehicle Protection: Covers Public Entities fleets, including buses, emergency vehicles, and service trucks.
- Liability Coverage: Protects against accidents involving government-owned vehicles.
- Specialized Fleet Coverage: Tailored policies for unique Public Entities transportation needs.
Who Needs Public Entities Insurance?
- Municipalities and Local Governments: Ensure protection for public assets, employees, and operations.
- School Districts and Educational Institutions: Safeguard schools, staff, and students from a wide range of risks.
- Public Safety Departments: Specialized coverage for law enforcement, fire departments, and emergency responders.
- Utility and Public Works Agencies: Protect infrastructure, vehicles, and employees in essential service roles.
Protect Your Community with Confidence Mustard Seed Insurance understands the complexities of Public Entities operations. Let us help you design a comprehensive insurance plan that protects your community, employees, and resources. Contact us today to learn how we can support your Public Entities organization.
We Shop the Options—You Save on the Perfect Policy
We do the work for you—drawing on our expertise to evaluate policies from leading insurance companies. Our focus is on finding the right coverage at the best value, tailored to your specific needs. We provide coverage from many insurance companies, here are a few.
