Your Single Stop for Commercial Vehicle Insurance
If you own a trucking company, are a tractor trailer driver or have a truck for hire, you must carry minimum amounts of trucking insurance according to state and federal laws (if applicable).
Contact Mustard Seed Financial & Insurance in Ontario, Oregon, today to find out which commercial trucking insurance policies are required and choose from several policies to help protect your organization’s financial well-being.
Why Purchase Commercial Trucking Insurance?
Trucking companies and tractor trailer drivers face a number of serious risks in their day-to-day jobs. Truck drivers haul heavy cargo and can accidentally cause serious damage to other cars, their passengers and property.
Tractor trailer drivers also face physical risks due to the nature of their work. Heavy lifting, sitting for long hours, driving long hours and potential exposure to hazardous materials can cause both short-term and long-term illness and injury.
A trucking company may be held legally liable for medical bills and damages resulting from a wide variety of accidents and incidents. Having insurance tailored to meet the needs of your organization is crucial for the future financial health of your company.
Which Types of Trucking Insurance Are Necessary?
Federal and state laws dictate which insurance policies a trucking company or tractor-trailer driver must purchase. Your agent may recommend additional insurance policies to help further protect your trucking operation.
- Primary auto liability coverage for each truck is required as part of a trucking company’s commercial auto insurance according to federal law. This coverage helps pay for third-party bodily injury and property damages if your trucking company is legally liable in an accident.
- General liability coverage helps pay for damages if you or one of your employees or drivers accidentally cause third-party injuries or property damage while doing something other than driving.
- Bobtail coverage (non-trucking liability) helps provide essential coverage if the truck is being used for personal purposes or off dispatch.
Get the Commercial Trucking Insurance You Need
Talk with your agent to understand how trucking insurance can help provide the protection your company needs most. Contact Mustard Seed Financial & Insurance today to get a quote for the policies most likely to benefit your commercial trucking operation.
Mustard Seed Truck Insurance provides insurance for businesses with commercial vehicles in Meridian, Boise, Nampa, Twin Falls, Caldwell, Eagle, and surrounding areas throughout Idaho.
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